--- title: What's New? The DALBAR Blog description: The official DALBAR blog discusses a range of topics including financial services regulations, investor behavior, ERISA compliance, ESG and more. image: https://blog.dalbar.com/hubfs/blog-banner_55958613%20(3)%20(1).png --- [![DALBAR-Logo](https://blog.dalbar.com/hs-fs/hubfs/DALBAR%20Logos/DALBAR-Logo_Blue-Gold_High%20Resolution.png?width=300&height=71&name=DALBAR-Logo_Blue-Gold_High%20Resolution.png "DALBAR-Logo")](https://www.dalbar.com/Home/Index) - [PRODUCTS & SERVICES](https://www.dalbar.com/ProductsAndServices/Index) - [Customer Experience Audit](https://www.dalbar.com/ProductsAndServices/CustomerExperienceAudit#) - [Contact Center Solutions](https://www.dalbar.com/ProductsAndServices/ContactCenterSolutions) - [Statement Services](https://www.dalbar.com/ProductsAndServices/StatementServices) - [Digital Solutions](https://www.dalbar.com/ProductsAndServices/DigitalSolutions) - [Advisor Solutions](https://www.dalbar.com/ProductsAndServices/AdviserSolutions) - [Audits & Due Diligence](https://www.dalbar.com/ProductsAndServices/AuditsAndDueDiligence) - [QAIB](https://www.dalbar.com/QAIB/Index) - [STORE](https://www.dalbar.com/Store/Index) - [QAIB Store](https://www.dalbar.com/QAIB/Index) - [All Products Store](https://www.dalbar.com/Store/AllProducts) - [Shopping Cart](https://www.dalbar.com/Store/Cart) - [AWARDS](https://www.dalbar.com/Awards/Index) - [Eligible Winners A-Z](https://www.dalbar.com/Awards/Winners) - [Award History](https://www.dalbar.com/Awards/AwardHistory) - [Website Rankings](https://www.dalbar.com/Awards/WebMonitorRankings) - [Mobile Website Rankings](https://www.dalbar.com/Awards/MobileWebsiteRankings) - [Call Center Rankings](https://www.dalbar.com/Awards/TopCallCenters) - [Investor Statement Rankings](https://www.dalbar.com/Awards/InvestorStatementRankings) - [Service Award Winners](https://www.dalbar.com/Awards/ServiceAwardWinners) - [Certificate of Compliance](https://www.dalbar.com/Awards/CertificateOfCompliance) - [RESOURCES](https://blog.dalbar.com) - [DALBAR BLOG](https://blog.dalbar.com) - [Finance Lab](https://blog.dalbar.com/page/www.financelab.dalbar.com) - [Contact Us](https://www.dalbar.com/Home/ContactUs) # What's New? ... The DALBAR Blog - [Financial Advisor](https://blog.dalbar.com/topic/financial-advisor) - [Fiduciary](https://blog.dalbar.com/topic/fiduciary) - [Investor Behavior](https://blog.dalbar.com/topic/investor-behavior) - [Advisor Value](https://blog.dalbar.com/topic/advisor-value) - [Retirement Planning](https://blog.dalbar.com/topic/retirement-planning) - [ERISA](https://blog.dalbar.com/topic/erisa) - [Adviser Marketing](https://blog.dalbar.com/topic/adviser-marketing) - [ESG](https://blog.dalbar.com/topic/esg) [![](https://blog.dalbar.com/hubfs/shutterstock_73870783.jpg)](https://blog.dalbar.com/adviservalue2) [Does Professional Guidance Improve Financial Well-Being? (Part 2)](https://blog.dalbar.com/adviservalue2) October, 3 2023 [Cory Clark](https://blog.dalbar.com/author/cory-clark) A Note on Causation vs. Correlation Innumerable metrics can be used to measure an individual’s current and future financial status and well-being. In... [Read More](https://blog.dalbar.com/adviservalue2) [![](https://blog.dalbar.com/hubfs/Professional%20Guidance%20Photo-1.jpeg)](https://blog.dalbar.com/adviservalue1) [Does Professional Guidance Improve Financial Well-Being?](https://blog.dalbar.com/adviservalue1) September, 21 2023 [Cory Clark](https://blog.dalbar.com/author/cory-clark) How much is financial guidance worth? This is a question I've received countless times from stakeholders across financial services. They want to... [Read More](https://blog.dalbar.com/adviservalue1) [![Person recording a podcast in an office.](https://blog.dalbar.com/hubfs/Screen%20Shot%202023-09-07%20at%205.23.58%20PM.png)](https://blog.dalbar.com/why-advisors-need-to-focus-on-podcasting) [Why Advisors Should Focus on Podcasting](https://blog.dalbar.com/why-advisors-need-to-focus-on-podcasting) September, 11 2023 [Cory Clark](https://blog.dalbar.com/author/cory-clark) [Read More](https://blog.dalbar.com/why-advisors-need-to-focus-on-podcasting) [![](https://blog.dalbar.com/hubfs/Excessive%20Fee%20Blog%20Header.jpeg)](https://blog.dalbar.com/excessive-fee-rebound) [Excessive Fee Rebound](https://blog.dalbar.com/excessive-fee-rebound) February, 28 2023 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) The avalanche of law suits filed against ERISA plan fiduciaries over the last decade may finally be subsiding. The subject went all the way to the... [Read More](https://blog.dalbar.com/excessive-fee-rebound) [![](https://blog.dalbar.com/hubfs/Ripple%20Effect.jpg)](https://blog.dalbar.com/a-summary-of-proposed-rule-2064-11) [A Summary of Proposed Rule 206(4)-11](https://blog.dalbar.com/a-summary-of-proposed-rule-2064-11) November, 28 2022 [Cory Clark](https://blog.dalbar.com/author/cory-clark) Background On October 26, 2022, the SEC released Proposed Rule 206(4)-11, which would require advisers to conduct due diligence prior to engaging a 3... [Read More](https://blog.dalbar.com/a-summary-of-proposed-rule-2064-11) [![ERISA Plan Fees and Expenses](https://blog.dalbar.com/hubfs/Adviser%20Solutions12.jpg)](https://blog.dalbar.com/plan-economics-fees-expenses-of-employer-sponsored-erisa-retirement-plans) [Plan Economics: Fees & Expenses of Employer Sponsored ERISA Retirement Plans](https://blog.dalbar.com/plan-economics-fees-expenses-of-employer-sponsored-erisa-retirement-plans) September, 29 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) Introduction Fiduciaries of Employer Sponsored ERISA Retirement Plans (“Plans”) have the duty to act in the best interest of Plan participants and... [Read More](https://blog.dalbar.com/plan-economics-fees-expenses-of-employer-sponsored-erisa-retirement-plans) [![](https://blog.dalbar.com/hubfs/create-your-own_59083332%20(4)%20(1)-1.png)](https://blog.dalbar.com/excessive-fee-litigation-reckless-allegations) [Excessive Fee Litigations: Reckless Allegations](https://blog.dalbar.com/excessive-fee-litigation-reckless-allegations) August, 23 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) Excessive fee litigation against retirement plan fiduciaries and service providers has grown from a one-off event into a cottage industry.... [Read More](https://blog.dalbar.com/excessive-fee-litigation-reckless-allegations) [![](https://blog.dalbar.com/hubfs/create-your-own_59083332%20(3)%20(1).png)](https://blog.dalbar.com/dos-and-donts-of-managing-investors-cash) [Dos and Don'ts of Managing Investors Cash](https://blog.dalbar.com/dos-and-donts-of-managing-investors-cash) August, 10 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) During these historical and unpredictable market conditions, the issue of safety has become paramount and investor attention turns to safety.... [Read More](https://blog.dalbar.com/dos-and-donts-of-managing-investors-cash) [![](https://blog.dalbar.com/hubfs/create-your-own_59083332%20(2)%20(1).png)](https://blog.dalbar.com/the-cost-of-quality-in-financial-services) [The Cost of Quality in Financial Services](https://blog.dalbar.com/the-cost-of-quality-in-financial-services) August, 1 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) There is little question about the desirability of high quality in products and services. On the other hand, there is very little consensus on the... [Read More](https://blog.dalbar.com/the-cost-of-quality-in-financial-services) [![Glossary](https://blog.dalbar.com/hubfs/jpmorgan-sde_57634302%20(2)%20(1).png)](https://blog.dalbar.com/qaib-glossary) [QAIB Glossary](https://blog.dalbar.com/qaib-glossary) March, 11 2022 [Cory Clark](https://blog.dalbar.com/author/cory-clark) Quantitative Analysis of Investor Behavior Terms Explained For purchasers of DALBAR's Annual Investor Behavior Study, QAIB, terms used in the... [Read More](https://blog.dalbar.com/qaib-glossary) [![](https://blog.dalbar.com/hubfs/my-visual_57295863%20(3).png)](https://blog.dalbar.com/qaib-frequently-asked-questions-faq) [QAIB Frequently Asked Questions (FAQ)](https://blog.dalbar.com/qaib-frequently-asked-questions-faq) March, 11 2022 [Cory Clark](https://blog.dalbar.com/author/cory-clark) How Much Does QAIB Cost? The Full Study price is $975 (preorder and save $180) and includes a Derivative Works license to use data in customized... [Read More](https://blog.dalbar.com/qaib-frequently-asked-questions-faq) [![The Target Date Replacement](https://blog.dalbar.com/hubfs/AdobeStock_170813859%20(1).jpeg)](https://blog.dalbar.com/the-target-date-replacement) [The Target Date Replacement](https://blog.dalbar.com/the-target-date-replacement) March, 2 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) What is Prudent Asset Allocation? Prudent Asset Allocation (“PAA”) is an overarching investment strategy that separates investors assets into two... [Read More](https://blog.dalbar.com/the-target-date-replacement) [![Bridging Those Market Valleys](https://blog.dalbar.com/hubfs/AdobeStock_318088554%20(1).jpeg)](https://blog.dalbar.com/bridging-those-market-valleys) [Bridging Those Market Valleys](https://blog.dalbar.com/bridging-those-market-valleys) March, 2 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) What is Prudent Asset Allocation? Prudent Asset Allocation (“PAA”) is an overarching investment strategy that separates investors assets into two... [Read More](https://blog.dalbar.com/bridging-those-market-valleys) [![](https://blog.dalbar.com/hubfs/my-visual_57855551%20(1)%20(1).png)](https://blog.dalbar.com/prudent-asset-allocation-case-study) [Prudent Asset Allocation Case Study](https://blog.dalbar.com/prudent-asset-allocation-case-study) February, 23 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) What is Prudent Asset Allocation? Prudent Asset Allocation (“PAA”) is an overarching investment strategy that separates investors assets into two... [Read More](https://blog.dalbar.com/prudent-asset-allocation-case-study) [![Always Having Cash When You Need It](https://blog.dalbar.com/hubfs/my-visual_57485980%20(4).png)](https://blog.dalbar.com/always-having-cash-when-you-need-it) [Always Having Cash When You Need It](https://blog.dalbar.com/always-having-cash-when-you-need-it) February, 23 2022 [Louis Harvey](https://blog.dalbar.com/author/louis-harvey) What is Prudent Asset Allocation? Prudent Asset Allocation (“PAA”) is an overarching investment strategy that separates investors assets into two... 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